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The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.

Members of the St. James’s Place Partnership in the UK represent St. James’s Place Wealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

St. James’s Place Wealth Management plc Registered Office: St. James’s Place House, 1 Tetbury Road, Cirencester, Gloucestershire, GL7 1FP, United Kingdom.

Registered in England Number 4113955.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected

and may fall as well as rise. You may get back less than you invested. The levels and bases of taxation, and reliefs

from taxation, can change at any time and are dependent on individual circumstances.

To find out more, please contact your St. James’s Place Partner.

The government has decided to keep the current

system of tax relief on pension contributions, for now.

But at a cost to the Treasury of around £34 billion a

year, tax relief or other pension benefits could come

under threat in the future to help the Chancellor

balance the books.

Those who seek advice now to understand and take

advantage of the current rules will have the best

chance of creating the retirement they’d hoped for.

R E T I R E M E N T

P L A N S

P UT YOUR

ON TH E R I GHT COUR S E