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¹ Aegon Retirement Readiness Report, May 2015

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected

and may fall as well as rise. You may get back less than you invested.

ARE YOUR RETIREMENT PLANS

ON THE RIGHT COURSE?

Pension changes have put individuals in more control

of planning for their future. But 93% of people are not

on course to achieve the retirement income they want.

More than half have never checked the value of their

pension savings¹.

Action now could be the key to saving enough for when

you stop work. Our quality advice can help create the

retirement you hope for.

The‘St. James’s Place Partnership’ and the titles‘Partner’ and‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives. Members of the St. James’s Place Partnership in Singapore

represent St. James’s Place (Singapore) Private Limited, which is part of the St. James’s PlaceWealth Management Group, is regulated by the Monetary Authority of Singapore and is a member of the

Association of Financial Advisors (Singapore). Company Registration No. 200406398R. Financial Adviser’s Licence No. FA100026. Members of the St. James’s Place Partnership in Shanghai represent

St. James’s Place (Shanghai) Limited, which is part of the St. James’s PlaceWealth Management Group and aWholly Foreign Owned Enterprise (WFOE).WFOE registration No. 31000040060051.

Members of the St. James’s Place Partnership in Hong Kong represent St. James’s Place (Hong Kong) Limited, which is an authorised insurance broker by being

a member ofThe Hong Kong Confederation of Insurance Brokers CIB, a licensed corporation with the Securities and Futures Commission and registered as an MPF Intermediary.

St. James’s PlaceWealth Management plc Registered Office: St. James’s Place House, 1Tetbury Road, Cirencester, Gloucestershire, GL7 1FP, United Kingdom. Registered in England Number 4113955.

www.sjp.asia