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TO F I ND OUT MOR E , S P E AK W I TH YOUR S T. J AME S ’ S P L AC E PA RTN E R

R E T I R E M E N T

R E VO L U T I O N

The age-old practice of stopping work at 65 is being

replaced by phased retirement – a concept that brings

a host of new financial considerations.

That’s because, whilst many are reducing hours or taking

on less responsibility but extending their working lives

by several more years, longer life expectancy means

larger retirement pots are still needed.

So for the generation now contemplating retirement,

the trick is to plan ahead so that pension provision

meets both your financial needs and wider hopes for

personal fulfilment.

The‘St. James’s Place Partnership’ and the titles‘Partner’ and‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.

Members of the St. James’s Place Partnership in the UK represent St. James’s PlaceWealth Management plc, which is authorised and regulated by the Financial Conduct Authority. St. James’s Place

Wealth Management plc Registered Office: St. James’s Place House, 1Tetbury Road, Cirencester, Gloucestershire, GL7 1FP, United Kingdom. Registered in England Number 4113955.