The‘St. James’s Place Partnership’ and the titles‘Partner’ and‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.
Members of the St. James’s Place Partnership in the UK represent St. James’s PlaceWealth Management plc, which is authorised and regulated by the Financial Conduct Authority.
St. James’s PlaceWealth Management plc Registered Office: St. James’s Place House, 1Tetbury Road, Cirencester, Gloucestershire, GL7 1FP, United Kingdom.
Registered in England Number 4113955.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected
and may fall as well as rise.You may get back less than you invested.The levels and bases of taxation, and reliefs
from taxation, can change at any time and are dependent on individual circumstances.
To put your retirement plans on course, please contact your St. James’s Place Partner.
New pension freedoms have put greater responsibility on
individuals to take control of planning for their future. But
indecision could cost you the retirement you’d hoped for.
Wrong decisions could be irreversible.
When did you last review your plans?
• What income do you want in retirement and
what pension fund do you need to achieve it?
• What do the new pension freedoms
mean for you?
• How will next April’s reduction in
the Lifetime Allowance affect you?
• Should you take action
before further possible
pension changes?
F INANCIAL
FREEDOM
