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The‘St. James’s Place Partnership’ and the titles‘Partner’ and‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.

Members of the St. James’s Place Partnership in the UK represent St. James’s PlaceWealth Management plc, which is authorised and regulated by the Financial Conduct Authority.

St. James’s PlaceWealth Management plc Registered Office: St. James’s Place House, 1Tetbury Road, Cirencester, Gloucestershire, GL7 1FP, United Kingdom.

Registered in England Number 4113955.

K I CK S TA RT

Investing is a long-term game, which is why it

makes sense to give your money as much time

as possible to grow. Investing your ISA allowance

early in this tax year is one way to potentially

make your money work harder. The increased

annual allowance of £20,000 is now an even more

important investment opportunity in the light of

future tax changes announced in the Budget.

Kick start your plans for this tax year.

The value of an ISA with St. James’s Place will be directly linked to the performance of the funds selected

and may fall as well as rise. You may get back less than you invested.An investment in a Stocks and Shares

ISA will not provide the same security of capital associated with a Cash ISA.

The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.

Talk to your St. James’s Place Partner about making the most of the tax-saving allowances

and exemptions that can help towards achieving your financial goals.