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The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected

and may fall as well as rise.You may get back less than you invested.The levels and bases of taxation, and reliefs

from taxation, can change at any time and are dependent on individual circumstances.

To put your retirement plans on course, please contact your St. James’s Place Partner.

93% of people are not on course to

achieve the retirement income they want,

and more than half have never checked

the value of their pension savings¹.

Are you in the same boat?

Take control of your future with quality

advice to help create the retirement you

hope for.

¹Aegon Retirement Readiness Report, May 2015

TAKE THE

HELM